Please read our bios to learn more about us.

Bios

A lot of people question the need for a financial advisor. It’s a valid question — after all, in the age of the Internet, why not just research the investments yourself and pick the best ones? As anyone who tried the do-it-yourself route of the early 2000’s will tell you, it’s easier said than done. Credentials and experience are part of what help differentiate us from those who simply label themselves as financial advisors.

Please read our bios to learn more about us.

Bios

Michael G. Ceaser, Jr., CFP®, CIMA®

Michael G. Ceaser, Jr.

Entering the business in 1975, Michael is one of the pioneers of the financial planning industry. He oversees all of the accounts at our firm, and has seen enough variation in market conditions to know what works and what doesn't.

He became a Certified Financial Planner (CFP®) in 1981 at a time when there were only about 2,300 in the entire country. Today, there are over 100,000 worldwide.

In addition, he is a Certified Investment Management Analyst® or CIMA® a designation given by the University of Pennsylvania’s Wharton School of Business and the Investment Management Consultants Association. Of the over 650 Financial Planning Association members in Michigan, less than 1% have both designations.

Education and Professional Certifications

  • Certified Financial Planner® (CFP®)
  • Certified Investment Management Analyst® (CIMA®)

Areas of Practice

  • Retirement Planning
  • Investment Planning

Professional and Civic Affiliations

  • Financial Planning Association (FPA)
  • Member Riverview Hall of Fame
  • Former Chairman Southern Wayne County Chamber of Commerce
  • Former Member Oakwood Hospital Foundation
  • Former Chairman of the Board - The Guidance Center

Michael T. Ceaser, CFP®

Michael has been a member of our firm since 2007. As a Registered Principal, he not only manages his own clients’ accounts but also assists in the management of other accounts within our office and is a registered principal with our firm.

Before joining us, Michael had an award-winning career as a writer in various advertising agencies around the Detroit area. A graduate of the University of Michigan, Michael has also completed coursework with the College for Financial Planning and attained his CFP® designation in January 2012.

Education and Professional Certifications

  • Certified Financial Planner® (CFP®)
  • University of Michigan

Areas of Practice

  • Retirement Planning
  • Investment Planning

Professional and Civic Affiliations

  • Financial Planning Association (FPA)
  • Vice-Chairman Huntington Woods Recreation Advisory Board
  • Former Member Huntington Woods Men's Club

Working Together

With the many demands on your time and the complexities of the financial decisions you face, the comprehensive wealth advisory approach we provide can help make a real difference, both for your family and your business.

Team of Experts

We understand that your investment portfolio is only one aspect of your whole financial picture, which is why we work with a team of experts, including your CPA and Estate Attorney, to determine the most beneficial course of action and strategy for all of your wealth needs. And if you don’t have a CPA or Estate Attorney, we can help you find the right one, based on your specific goals.

We also work with Third-Party Administrators, Custodians, Record Keepers and other professionals in order to help meet all of your retirement plan needs.

It is our goal that by having a team of experts working closely together, we maximize the effectiveness of your plan to help ensure that it stays in synch, with every item properly addressed.

Comprehensive-Approach

In order to help you maximize your potential for success in all areas of your financial life, we focus on these important areas:

Wealth Enhancement

This process can be key to creating and maintaining your financial comfort. It can include:

  • Managing resources and your portfolio
  • Tax planning and tax efficiency issues
  • Personal savings
  • Simplifying your financial life
  • Education funding

Wealth Transfer

Proper estate planning is the most effective way to help ensure that you are able to provide for the financial health and well-being of your family. It also can reduce or prevent much of the stress that so often occurs when heirs attempt to sort out a family member’s estate.

Charitable Giving

We help you fulfill any philanthropic goals you might have and maximize the effectiveness of your charitable legacy.

Wealth and Income Protection

We work to ensure that your wealth is protected against catastrophic losses, an extended illness or disability and identity fraud. Business owners might also want to consider strategies to protect their wealth and the value of their businesses.

Retirement Plans

We also offer a comprehensive range of retirement plan solutions, from 401(k) plans to profit sharing plans, defined benefit plans and many other qualified plan types, we provide the options you need and the guidance to deserve. This means we can help you plan for — and enjoy — a more secure retirement, both personally and professionally.